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THE 10 STEP PROCESS TO
FINDING YOUR DREAM HOME
Your Dream Home
FINDING
1
SAVE YOUR DOWN PAYMENT
Many believe that you need at least 20% down payment to buy a home. There are many loan programs available that allow buyers to put down as little as 3% or 0%, and borrow the rest.
2
KNOW YOUR CREDIT SCORE
Your credit score is a numeric representation of your payment history. It reflects lenders' trust in your ability to pay back debts. Different loans have varying credit requirements.
3
HIRE ME
I look forward to providing you with professional, informative, trustworthy and dedicated service as I guide you through the process of finding your new home.
4
GET PRE-APPROVED
I will share with you a list of recommended lenders who will get you pre-approved for a mortgage. This will help you know your budget during the next step!
5
GO HOME-SHOPPING
After learning from you what your dream home is, I will pre-select homes and go together with you to the homes of your choice. I will set up an automatic market search and share off-market homes.
6
MAKE AN OFFER
Once we identify THE house for you, I will help you determine the best price and terms to offer. I will help you stand out in presenting the offer, an essential step in a competitive market.
7
GET A HOME INSPECTION
I will assist with the coordination of any required inspections and evaluate the results with you, to avoid any surprises.
8
GET A HOME APPRAISAL
Your lender may arrange a home appraisal to ensure that the property is worth the price that you have agreed to pay. The bank will only issue a loan for the appraised value.
9
CLOSE THE SALE
Once your loan is approved, your lender will schedule a closing date. This is the day you sign all your paperwork to complete the purchase and get the keys to your new home.
10
MOVE IN!
Congratulations! You're a homeowner! We'll be here to help coordinate utility transfer and other services. Time to throw a party and get to know your new neighbors!
Contact our team so we can tailor a home-ownership path for you!